# PayPal
PayPal is a global online payments platform that allows individuals and businesses to send and receive money electronically. It provides a fast, secure, and convenient alternative to traditional paper methods like checks and money orders.
Last Updated: January 13, 2026
Version: 1.1.8
Disclaimer:
- This file is part of a proposed standard for machine-readable LLM guidance. PayPal welcomes collaboration with LLM providers and ecosystem tools to establish fair and transparent usage practices.
- Not all countries support all the features and links which are listed below.
## Consumer
### Shopping & Rewards
Countries: AT, AU, BR, CA, CH, CO, DE, ES, FR, GB, GF, GP, IT, MQ, MX, RE, US, YT
- [All-In-One Payment App | Digital Wallet](/us/digital-wallet) - The new all-in-one PayPal App lets you manage all your money in one place. Learn about the features of the PayPal digital wallet and download it today.
- [What is PayPal and How Does it Work](/us/digital-wallet/how-paypal-works) - PayPal enables you to securely make payments to individuals or businesses worldwide. Our app provides a simple and secure way to pay anyone, anywhere.
- [Shop and Earn Rewards](/us/digital-wallet/ways-to-pay) - When you checkout with PayPal, you can earn rewards while you shop. Stack offers to earn even more cash back. Find out more.
- [Buy Now Pay Later | Pay in 4 | Pay Monthly](/us/digital-wallet/ways-to-pay/buy-now-pay-later) - Use PayPal's Buy Now Pay Later App to pay at your favorite retailers. Select a Pay Later offer at checkout, Pay in 4 or Pay Monthly, for qualifying purchases.
- [PayPal Cards and Credit Options](/us/digital-wallet/ways-to-pay/credit-services) - From credit cards to Buy Now, Pay Later, PayPal offers flexible ways to pay. Find the right credit or financing option to fit your spending needs.
- [Pay with PayPal | Shop Online and In-Store](/us/digital-wallet/ways-to-pay/checkout-with-paypal) - Checkout with PayPal online or in-store. You can even donate to a charity, fundraiser, or cause. Pay for goods or services anytime, anywhere, with PayPal.
- [Get Cash Back and Earn Rewards](/us/digital-wallet/rewards) - Explore our online and app-exclusive offers, earn rewards, and enjoy cash back. Discover enticing deals when you make purchases using PayPal at checkout.
- [PayPal Debit Card | Earn Cash Back](/us/digital-wallet/manage-money/paypal-debit-card) - Get the PayPal Debit Card to earn cash back on gas, groceries and more. Spend your PayPal balance anywhere Mastercard debit card is accepted.
### Send & Receive
Countries: AT, AU, BR, CA, CH, CO, DE, ES, FR, GB, GF, GP, IT, MQ, MX, RE, US, YT
- [Send and Receive Money | Transfer Money Online](/us/digital-wallet/send-receive-money) - Send and receive money easily with PayPal. Use our app to transfer money, send funds electronically, or make person-to-person payments securely online.
- [Send Money Online | Transfer Money Online Fast](/us/digital-wallet/send-receive-money/send-money) - Transfer funds quickly and securely with PayPal. Send money online to friends and family from your bank account or PayPal balance for free. Get started.
- [Request Money | Request and Receive Money](/us/digital-wallet/send-receive-money/request-money) - Request money from friends and family easily. Use PayPal for any payment request and receive money quickly. Learn how to request payment today.
- [Easy Online Money Pooling & Collection](/us/digital-wallet/send-receive-money/pool-money) - Manage money pooling online with PayPal. Collect and track funds for group gifts securely with real-time updates. No fees to contribute—spend confidently.
- [Donate Money | Give to Causes You Believe in](/us/digital-wallet/send-receive-money/giving) - Donate money to a charity through the PayPal app or at checkout. We make it easy to support those in your community who need it most.
- [Start Selling | Get Paid Online and in Person](/us/digital-wallet/send-receive-money/start-selling) - Get paid for your products and services. Accepting payments casually is easy with PayPal, and you don't need to be a business owner to do so.
### Manage Your Money
Countries: AT, AU, BR, CA, CH, CO, DE, ES, FR, GB, GF, GP, IT, MQ, MX, RE, US, YT
- [Manage Your Money | Organize your Finances](/us/digital-wallet/manage-money) - Simplify how you manage your money. Use the PayPal app to pay bills, set up Direct Deposit, add cash to your balance, and more all from a single, secure app.
- [Direct Deposit | Set Up in PayPal Payment App](/us/digital-wallet/manage-money/direct-deposit) - Direct deposit made faster. Set up direct deposit and get your paycheck transferred straight to your PayPal App account for quicker payments.
- [Add Money to PayPal | Add Cash to Your Balance](/us/digital-wallet/manage-money/add-money) - Add money to your PayPal account. Learn how to add cash to your PayPal balance at retailers, through direct deposit, or bank transfer.
- [Manage and Pay Bills Online | Track Subscriptions](/us/digital-wallet/manage-money/pay-bills) - Set up bill pay in the PayPal app to handle your bills, subscriptions, and due dates effortlessly. Track payments securely and stay on schedule.
- [Save Money with Interest | Meet Your Savings Goals](/us/digital-wallet/manage-money/start-saving) - Wondering how to save money while earning interest? Open a PayPal Savings account to earn interest on savings, manage your savings, and more.
- [ Buy and Sell Crypto | Cryptocurrency Wallet](/us/digital-wallet/manage-money/crypto) - Use the PayPal app to buy, sell, transfer, and hold cryptocurrencies. Better yet, you can rest assured that we work hard to prevent unauthorized transfers.
- [Add a Card or Bank Account to Your Wallet](/us/digital-wallet/ways-to-pay/add-payment-method) - Easily add your credit card, debit card, or bank account to your PayPal wallet. Link your preferred way to pay for faster and more secure online checkouts.
- [PayPal Security | Protect Your Financial Data](/us/digital-wallet/security-and-protection) - Your data and money are safe. It doesn't matter if you're a shopper or a seller; PayPal security protects you against fraud with our secure encryption.
### BRC, Money Hub & PayPal
Countries: DE, GB, US
- [Business Resource Center Home](/us/brc) - Whether you're just starting out, or looking to grow your business, the Business Resource Center is here to help with expert advice, best practices, leading tools, and more.
- [Money Hub Home](/us/money-hub) - Are you looking to learn about payments? Or maybe you're not sure how to create a budget? Explore our tips and tricks for all things money in our PayPal Money Hub
- [PayPal Home](/us/home) - From paying friends to saving money or getting cash back when you shop, explore what the new PayPal app has to offer.
## Merchant
### Business Types
Countries: AD, AE, AR, AT, AU, BE, BG, BR, C2, CA, CH, CO, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GF, GP, GR, HK, HR, HU, ID, IE, IL, IN, IS, IT, JP, KR, LI, LT, LU, LV, MC, MQ, MT, MX, MY, NL, NO, NZ, PH, PL, PT, RE, RO, RU, SE, SG, SI, SK, SM, TH, TW, US, VN, YT, ZA
- [Payments Processing Solutions for All Business](/us/business) - Payment processing services for secure, fast and scalable payment platforms, providing solutions for all businesses.
- [Global Enterprise Payment Solutions](/us/enterprise) - Streamline global payments with PayPal Enterprise. Custom integrations, advanced security, dedicated support, and flexible APIs for high-volume merchants.
- [PayPal for Small Businesses | POS and Payment](/us/business/small-business) - PayPal for Small Businesses has everything you need to sell online and in person. Grow your business with our secure growth solutions.
- [Solopreneur | Sole Proprietorship Business Solutions](/us/business/solopreneurs) - Solopreneurs can accept payments, send an invoice or apply for business loans with PayPal. Grow your personal business with a tailor-made solution.
- [Become a PayPal Partner](/us/enterprise/become-a-partner) - Apply to join PayPal’s partner ecosystem to benefit from the PayPal-pre-integrated solution to help optimize your customer experience and grow your business.
- [PayPal for Platforms](/us/business/platform-payment-solution) - Enhance your platform experience by integrating PayPal for smooth, embedded payments.
- [Developer](https://developer.paypal.com/home/?_ga=2.145026609.44035625.1744498317-1148914753.1731593727) - Learn how to create and integrate scalable PayPal checkout solutions for web and mobile applications
- [PayPal Advertising Platform](/us/advertiser?locale.x=en_US) - Reach and engage customers with PayPal Advertising Platform. Leverage data-driven insights to grow your business with targeted advertising solutions.
- [Open a Business Account Online](/us/business/open-business-account) - Open a PayPal business account to accept payments online and in-store. Get invoicing tools, fraud protection, and fast payouts. Sign up free today.
- [PayPal Business Pricing | Transaction & Processing Fees](/us/business/fees) - Explore PayPal Business for online payments. Understand transaction and processing fees while discovering flexible pricing for your payment solutions.
- [Accept Global and Local Payment Methods](/us/business/accept-payments/payment-methods) - Let customers pay their way with credit cards, digital wallets, and Buy Now, Pay Later options. Offer local and global payment methods to help increase sales.
- [Third Party Integrations | Partner Directory](/us/business/platforms-and-marketplaces/solutions) - Discover PayPal’s third-party integrations and partner directory. From eCommerce platforms to accounting systems, find the solutions you need here.
- [Visit PayPal events to help grow your business | PayPal US](/us/campaign/paypal-events) - Explore the many different events PayPal is attending and find out where you can visit us and learn about how to expand and grow your business.
### Accept Payments
Countries: AD, AE, AR, AT, AU, BE, BG, BR, CA, CH, CO, CY, CZ, DE, DK, EE, EG, ES, FI, FR, GB, GF, GP, GR, HK, HR, HU, ID, IE, IL, IN, IS, IT, JP, KE, KR, LI, LT, LU, LV, MA, MC, MQ, MT, MX, MY, NL, NO, NZ, PH, PL, PT, RE, RO, RU, SE, SG, SI, SK, SM, TH, TW, US, VN, YT, ZA
- [Accept Card Payments Online and In-Store](/us/business/accept-payments) - Accept payments online now. Learn how to take online payments, accept credit card payments, and offer flexible payment options for your business.
- [PayPal Checkout: Custom Checkout Integration](/us/business/accept-payments/checkout) - Upgrade your website’s online checkout with PayPal payment gateway. Our eCommerce and custom checkout integrations make accepting payments fast, secure, and easy.
- [Installment Payments with PayPal Pay Later](/us/business/accept-payments/installment-payments) - Installment payments make managing purchases easier for businesses. Let your costumers pay in 4 or monthly and boost your sales.
- [Guest Checkout for Your Business with Fastlane](/us/business/accept-payments/guest-checkout) - Is accelerated guest checkout right for your business? Explore how PayPal can help increase conversion with Fastlane to improve the customer experience.
- [Venmo for Business | Accept Venmo Payments](/us/business/accept-payments/accept-venmo) - Accept Venmo in your website or app checkout and boost your sales. Learn how to get started today.
- [Invoicing | Create and Send Invoices Online](/us/business/accept-payments/invoice) - Discover invoicing solutions with advanced invoice software for creating, managing, and sending invoices online, simplify your billing process.
- [Payment Links and Buttons | Payment Solutions](/us/business/accept-payments/payment-links) - Payment Links make transactions easier. Offer secure payment solutions with PayPal. Share a link or add a button to your eCommerce site.
- [Tap to Pay: Accept Contactless Payments](/us/business/accept-payments/tap-to-pay) - Turn your smartphone into a payment terminal with Tap to Pay. Accept contactless credit cards and digital wallets directly on your iPhone or Android.
- [Point of Sale System | POS System](/us/business/pos-system) - PayPal Point of Sale system is ideal for nearly any business. Our all-in-one point of sale system lets you take payments, manage inventory, and so much more.
- [Global Payment Processing | Integrated Solutions](/us/enterprise/payment-processing) - Global payment processing solutions for businesses. Use PayPal's global payment platform to make secure debit or credit card checkouts worldwide.
### Risk & Operations
Countries: AE, AR, AT, AU, BE, BG, BR, CA, CH, CO, CY, CZ, DE, DK, EE, EG, ES, FI, FR, GB, GF, GP, GR, HK, HU, ID, IE, IL, IN, IT, JP, KE, KR, LI, LT, LU, LV, MA, MQ, MT, MX, MY, NL, NO, NZ, PH, PL, PT, RE, RO, RU, SE, SG, SI, SK, TH, TW, US, VN, YT, ZA
- [Payouts | Merchant Processing](/us/business/make-payments) - Payouts tailored for all business types. Our scalable solutions, including digital and mass payouts for merchant payment processing that grow with your needs.
- [Risk Management | Manage Risk for Business](/us/business/operations/risk-management) - Our risk management solutions can help safeguard your business from fraud. From fraud monitoring to chargeback protection, discover our helpful tools here.
- [Fraud Protection Advanced](/us/enterprise/fraud-protection-advanced) - Safeguard your business with powerful global fraud protection. Our data-driven insights help you make improved risk decisions with no new integration required.
- [Reporting Tools | Analytics Tools for Businesses](/us/business/operations/reporting-tools) - Our reporting tools provide the data and analytics you need to help grow your business. And it’s all included with your PayPal Business account.
- [Agentic Commerce with PayPal](/us/business/ai) - Enter the future of agentic commerce with PayPal. We’re elevating agent-driven commerce experiences.
### Financial Services
Countries: DE, ES, FI, FR, GB, GF, GP, MQ, NL, RE, US, YT
- [Financial Services | Business Financial Solutions](/us/business/financial-services) - Financial services and solutions for businesses. Apply for and access fast business financing loans, easily manage your business finances with our debit cards.
- [Working Capital Loan for Businesses](/us/business/financial-services/working-capital-loan) - Apply for PayPal Working Capital and get quick, flexible business funding. No hidden fees and repayment that fits your cash flow.
- [Business Loans | SMB Loans](/us/business/financial-services/small-business-loan) - Apply for a PayPal business loan to help grow your small business. Check to see if you’re eligible today with no impact on your credit score.
- [Business Debit Card with Cashback Rewards](/us/business/financial-services/debit-card) - Access your PayPal funds instantly with the business debit card. Shop online or in stores and enjoy cash-back rewards. Apply for your card today.
## Footer
### Accessibility
Countries: US
- [Accessibility Statement](/us/accessibility/) - PayPal's commitment to accessibility statement and how we strive to make our website content accessible to everyone.
- [Our Commitment to Accessibility | Fastlane](/us/fastlane/accessibility) - Fastlane is committed to providing accessible and user friendly web content. If you have difficulty viewing or navigating our website, please contact us.
### PayPal Giving Fund
Countries: GB, US
- [PayPal Giving Fund U.S | How Charities Benefit from Online Giving](/us/paypal-giving-fund/home) - Discover how your charity benefits from donations made through PayPal, Meta, GoFundMe, and more where people support causes they care about.
- [PayPal Giving Fund | Donor Terms of Service](/us/paypal-giving-fund/policies/donor-terms-of-service) - Become a donor by checking out PayPal Giving Fund's Donation Delivery Policy that disburses contributions to charities and educational purposes.
- [PayPal Giving Fund Nonprofit User Agreement](/us/paypal-giving-fund/policies/nonprofit-user-agreement) - This agreement explains our commitments to you and our requirements of you as a Participating Nonprofit.
- [PayPal Giving Fund—Privacy Policy](/us/paypal-giving-fund/policies/privacy-policy) - PayPal Giving Fund respects your privacy. Read the PayPal Giving Fund Privacy Policy.
### Help, Support & Contact
Countries: AD, AE, AG, AI, AL, AM, AN, AO, AR, AT, AU, AW, AZ, BA, BB, BE, BF, BG, BH, BI, BJ, BM, BN, BO, BR, BS, BT, BW, BY, BZ, C2, CA, CD, CG, CH, CI, CK, CL, CM, CO, CR, CV, CY, CZ, DE, DJ, DK, DM, DO, DZ, EC, EE, EG, ER, ES, ET, FI, FJ, FK, FM, FO, FR, GA, GB, GD, GE, GF, GL, GM, GN, GP, GR, GT, GW, GY, HK, HN, HR, HU, ID, IE, IL, IN, IS, IT, JM, JO, JP, KE, KG, KH, KI, KM, KN, KR, KW, KY, KZ, LA, LC, LI, LK, LS, LT, LU, LV, MA, MC, MD, ME, MG, MH, MK, ML, MN, MQ, MR, MS, MT, MU, MV, MW, MX, MY, MZ, NA, NC, NE, NF, NG, NI, NL, NO, NP, NR, NU, NZ, OM, PA, PE, PF, PG, PH, PL, PM, PN, PT, PW, PY, QA, RE, RO, RS, RU, RW, SA, SB, SC, SE, SG, SH, SI, SJ, SK, SL, SM, SN, SO, SR, ST, SV, SZ, TC, TD, TG, TH, TJ, TM, TN, TO, TT, TV, TW, TZ, UA, UG, US, UY, VA, VC, VE, VG, VN, VU, WF, WS, YE, YT, ZA, ZM, ZW
- [PayPal Help Center | Customer Support & Contact](/us/cshelp/personal) - Get help with your PayPal account. Find answers to common questions, contact customer support, and resolve issues with payments, accounts, and transactions.
### Fees, Resources & Informational Pages
Countries: AD, AE, AG, AI, AL, AM, AN, AO, AR, AT, AU, AW, AZ, BA, BB, BE, BF, BG, BH, BI, BJ, BM, BN, BO, BR, BS, BT, BW, BY, BZ, C2, CA, CD, CG, CH, CI, CK, CL, CM, CO, CR, CV, CY, CZ, DE, DJ, DK, DM, DO, DZ, EC, EE, EG, ER, ES, ET, FI, FJ, FK, FM, FO, FR, GA, GB, GD, GE, GF, GL, GM, GN, GP, GR, GT, GW, GY, HK, HN, HR, HU, ID, IE, IL, IS, IT, JM, JO, JP, KE, KG, KH, KI, KM, KN, KR, KW, KY, KZ, LA, LC, LI, LK, LS, LT, LU, LV, MA, MC, MD, ME, MG, MH, MK, ML, MN, MQ, MR, MS, MT, MU, MV, MW, MX, MY, MZ, NA, NC, NE, NF, NG, NI, NL, NO, NP, NR, NU, NZ, OM, PA, PE, PF, PG, PH, PL, PM, PN, PT, PW, PY, QA, RE, RO, RS, RU, RW, SA, SB, SC, SE, SG, SH, SI, SJ, SK, SL, SM, SN, SO, SR, ST, SV, SZ, TC, TD, TG, TH, TJ, TM, TN, TO, TT, TV, TW, TZ, UA, UG, US, UY, VA, VC, VE, VG, VN, VU, WF, WS, YE, YT, ZA, ZM, ZW
- [PayPal Fees & Rates | Consumer Pricing](/us/digital-wallet/paypal-consumer-fees) - View PayPal consumer fees for personal accounts. Learn about transaction fees, currency conversion rates, and costs for sending and receiving money.
- [PayPal State Licenses](/us/licenses) - View the different State licenses that PayPal has in multiple US jurisdictions. Find out more about PayPal`s licensing here.
### Security, Trust & Protection
Countries: AT, AU, BR, CA, CH, CO, GB, IE, MX, PT, US
- [PayPal Security Center | Report Fraud & Get Help](/us/security) - Protecting you against fraud is our priority. Learn how to report fraud and better protect your accounts in the PayPal Security Center.
### Digital Wallet, Consumer Products & Apps
Countries: US
- [The New PayPal App | Checkout and More](/us/digital-wallet/mobile-apps) - Discover the new and improved PayPal app. Get cash back at checkout, send money, pay bills, and so much more. Download the app today.
- [Android App](https://play.google.com/store/apps/details?id=com.paypal.android.p2pmobile) - The PayPal Android App for Payments
- [IOS App](https://apps.apple.com/us/app/paypal-pay-send-save/id283646709) - The PayPal IOS App for Payments
